Christopher0661's Blog: All Categories

Good day folks!  My name is Christopher Smith and I’m a Realtor with Traditions Real Estate in Cedar Rapids.  I want you to visit Cedar Rapid’s Premiere Search Site for Cedar Rapids Real Estate Listings at  www.christophersmithrealtor.com.

Whether you are buying in the next month or six months out, wouldn’t it be nice to have a friend in the real estate business that could coordinate every phase of the buying process from start to finish.  Wouldn’t it be nice for a Realtor to save you $3000.00 in closing costs, provide a free one year Home Warranty, and negotiate between 1 – 5% off the asking price.  Before we could begin to do this, it’s important to know who I am and how I can best help you and your family make this very important transition.

I’m an…

Based on information from several lenders in town, interest rates for 30 Year Fixed Rate Mortgages continue to be low, and may even dip lower into the first quarter of 2009. 

What a great time to buy Cedar Rapids real estate if you are ready.  How do you know if you are ready?  Contact Christopher Smith at 319-329-5988 or email him at christopher.smith.realtor@gmail.com to set up an appointment and get started.  There is plenty of inventory in every price range to choose from.  Christopher only works with the best lenders in town.  You'll know within minutes how much you are qualified for, and then comes the fun part, shopping for your new home!

Are you ready to buy a home in 2009?  If so, you'll need your last two years W-2 statements from taxes, your…

Just a quick note to all who read my blog that interest rates are at historic lows today hovering around 4.375%.  If you are considering buying a house or were considering in the next few months, now might be the time to act.  If you call me, I can put everything into place for you and get the ball rolling, including your appointment with a preferred, local lender here in town.  Here is what you'll need for the lender appointment:

From this information, the lender will pull your credit score, and based on that number, you will be qualified for a certain dollar amount.  Just because you are qualified for that amount, it…

Are you a first time home buyer?  Are you a first time home seller, looking to move up to your next house?  Are you relocating from OOT looking for your first Cedar Rapids home?  Then you're in luck. 

Go to http://www.christophersmithrealtor.com , Cedar Rapids Real Estate Premiere Search Site.  This search site is easy, fast, and has many features available to you for the incredibly low price of free!  Here are some of the site's functions that no other site has in Cedar Rapids:

Interest rates for a 30 year Fixed Rate Mortgage have averaged 5.375% this past week.  Check your local lenders for more information, but if you are contemplating buying a home for the first time, interest rates are at historic lows and guess what?  They might even go lower and here's why!

The economy, as we all know is lousy right now, and economic indicators point to a definite recession; starting as early as last December.  So, lending institutions are back on their feet and have to spark new activity in the housing industry.  Hence, the low interest rates and a high probability that they will go even lower.  What a great time to buy a house and literally save hundreds of dollars each month on your mortgage!

Don't wait!  This is a perfect time to…

Education is the vital link to a successful real estate transaction, whether you are a buyer, seller, or For Sale By Owner.  The following are links to my website where you can obtain information about the community, our services, distinguished service providers, and myself. 

If you are a For Sale By Owner, visit http://www.christophersmithrealtor.com/For_Sale_By_Owner/page_2028021.html for a 50 page EBook on how to successfully market and sell your own For Sale By Owner home.  Other reports are available too.

IF you want general information on Cedar Rapids, visit http://www.christophersmithrealtor.com/Cedar_Rapids/page_1736031.html for information on the city of Five Seasons!

If you would like information on myself, please visit…

Being a former elementary school teacher, education is very important in my children's lives, my former student's lives, and my client's lives.  When you educate yourself, you become empowered to make important decisions and this in turn can save you thousands of dollars, save you time, and lots of stress. 

My website is known for it's valuable free information provided to visitors and you can take advantage of this too!  Simply go to http://www.christophersmithrealtor.com/FREE/page_2148987.html.  Once you are there you will notice that the page is divided up into three sections: buyers, sellers, and For Sale By Owners.  There you will find valuable checklists, articles, and reports that you can download for free.  These reports will educate you about…

Are you a first time home buyer?  Are you from out of town, out of state, and are considering a relocation or move back home?  Are you one of several hundred people each year moving back to Cedar Rapids.   If  you have answered yes to any of the three questions, you are no doubt searching for Cedar Rapids real estate. 

However, do you really know what you're searching for when you first initiate your search for homes?  In other words, have you answered the following questions first: